Hello T-Ying Lin,
Reasons for getting higher convective heat transfer coefficient are as follows
1) It is known fact that rayleigh number is a product of grashoff number and prandtl number where if the value goes beyond 10^9 the flows becomes turbulent .
2)The Heat transfer coefficient parameter is the property that combines the fluid flow and solid geometry.
3)The convective heat transfer coefficient for turbulent flow is higher because it has thinner stagnant fluid flim layer on the surface than the laminar flow and also increases with wall roughness as reynolds number increases and the viscous sub layer becomes thin.
4)The turbulent flow generate more momentum and eddies due to the higher entrophy (randomness of molecules)- this contributes to more velocity component less viscous resistance . So heat dissipation happens quickly.
The Ansys treats this problem as turbulent flow which is different from the laminar flow mechanics.
I am attaching the user guide link for some best practices guide lines for setting up high rayleigh number flow cases
7.3. Operating Conditions (ansys.com) In this link refer
184.108.40.206.1. Guidelines for Solving High-Rayleigh-Number Flows
I hope this helps you in getting the results correctly for your high rayleigh number flow case.